No matter what your age - retirement planning is essential. Whether you are 25 or 60 the decisions and plans you make today influence your lifestyle in retirement.
Willow Creek’s Personal Retirement Planning Service:
- Helps you define your ideal retirement
- Helps you identify your goals in later life
- Quantifies resources needed to fund those goals
- Finds the best vehicles to fund the goals
- Makes realistic projections about your future
Qualified Plan Consulting
Willow Creek reviews all your qualified and tax advantaged plans, including the 401(k), 403b and deferred compensation venues - recommending how you should coordinate these assets with the rest of your portfolio. Many pension plans offer you a choice between two forms of payment - a little-at-a-time lifetime annuity payments or a lump-sum payout of the entire balance. When it’s time to start taking distributions from your qualified plan at retirement, we will help you determine the best option.
If you are self-employed or a business owner, your unique needs and means are evaluated and the most suitable type of retirement plan is recommended. And for those clients with large retirement versus taxable accounts, we will also run an analysis on possible Roth IRA conversions.
Retirement Plan Distributions Management
Many clients have questions about how to move from the accumulation stage to the distribution stage in retirement. Willow Creek will advise you on the most sensible ways of taking money out of your retirement accounts to make it last. Whether it is rollover strategies, periodic distributions or prioritzing account withdrawals our goal is to manage your investment assets providing you with income today and growth for tomorrow.