Important Disclaimer
Terms of Use
This website is provided as a service of Willow Creek Financial Services, Inc. ("WCFS"). By accessing WCFS's website, you agree to the following terms and conditions:
SEC REGISTRATION: Willow Creek Financial Services, Inc. is a registered investment adviser with the United States Securities and Exchange Commission and pursuant to pertinent laws and regulations, also maintains a "notice filing" with the State of California. Willow Creek Financial Services, Inc. also has clients in several states other than California, and follows the individual notice filing requirements for each of those states.
NO OFFER: Nothing on the WCFS website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. WCFS does not render or offer to render personalized investment advice or financial planning advice through the WCFS website. WCFS's specific advice is given only within the context of our contractual agreements with each client. The WCFS website is limited to the dissemination of general information about WCFS's service offerings, and provides an alternative method for prospective clients to learn more about WCFS, and contact WCFS. Advice may only be rendered after the delivery of Form ADV-Part II, the execution of an investment advisory and/or financial planning agreement by the client and the advisor, and the initial payment of the planning fee or investment advisory fee by the client to the advisor.
NO RELIANCE: While WCFS uses reasonable efforts to obtain information from sources which it believes to be reliable, WCFS makes no representation that the information or opinions contained on the WCFS website are accurate, reliable or complete. The information and opinions contained in the WCFS website are provided by WCFS for personal use and informational purposes only and are subject to change without notice. Nothing contained on the WCFS website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. WCFS's specific advice is given only within the context of our contractual agreements with each client.
LINKED WEBSITES: When you access certain links on the WCFS website you may leave the WCFS website. WCFS does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the WCFS website for convenience and informational purposes.
PASSWORD-PROTECTED AREAS: Some of the material in WCFS's website, notably under CLIENT SIGN-IN, is password-protected and access to these areas is restricted to authorized users only. The user in password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.
DOWNLOADED MATERIAL FROM WEBSITE: You may download or print out a hard copy of individual pages and/or sections of the WCFS website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the WCFS website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the WCFS website without the prior written permission of WCFS.